It is critical that you know what to do in the aftermath of a crash that takes place on a Connecticut road or highway. Taking action as quickly as possible may help preserve any legal claim you have against the driver who caused the crash.
Gather evidence from the crash scene
After ensuring that no one is seriously hurt, take photos or videos of the crash scene. You will also want to exchange insurance and contact information with the driver of the other vehicle involved in the wreck. In most cases, you will need to submit the police report number to your insurance company. This number can be obtained by contacting the authorities in the town where the accident happened.
File a claim with an insurance company
In Connecticut, you can choose to file a claim with your own insurance company or with the other driver’s coverage provider. The evidence that you gather from the crash scene will be used to bolster your position that you are entitled to a payout. There is a good chance that the adjuster assigned to your case will ask for more information before determining whether to accept or reject the request for a payout.
Should you file a civil case?
If you disagree with the adjuster’s ruling, you can either appeal the decision or file a personal injury lawsuit. An attorney may be able to provide more insight into the pros and cons of pursuing a personal injury lawsuit. It is also possible to negotiate a settlement outside of court before or after a suit is filed.
It is important to contact your insurance company as quickly as possible after a car crash occurs. It may also be a good idea to contact a personal injury attorney to learn more about your rights in the aftermath of a collision caused by a negligent driver. An attorney may be able to help you obtain a favorable settlement or jury award in your case.